• 03
  Feb
  2012

• Schedule Your Life with Flight Insurance

  
  Filed Under:

Recently, a Canadian judge ruled that a widow could not collect on a life insurance policy because the husband was traveling on a chartered flight, not a commercial flight. Flight life insurance plans pay for accidental death, and dismemberment, on commercial flights which operate on a schedule between fixed points.

Chartered flights, unfortunately, are not covered by most flight life insurance plans. While airlines offer some life insurance for all passengers, it is often not enough. Flight life insurance also covers the loss of sight due to a flight accident. While medical benefits are usually not part of a flight life insurance plan, the plan may include benefits for medical evacuation, repatriation of remains, and trip cancellation as well.

However, if you think simple, and want to purchase coverage simply for life and dismemberment, there are simple airline flight insurance plans that do not offer any extra benefits. These plans are cheaper than the plans which include medical evacuation and other benefits.

The benefits can be as high as $1 million for life, and $25,000 for dismemberment. However, these figures vary by plan. Flight life insurance can provide that extra layer of protection for the air traveler.

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