• 27
  Jan
  2012

• Flight Accident Insurance Leaves No Moment of Trip Uninsured

  
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When flight accidents occur, the airline typically reimburses the passenger for the loss. However, the reimbursement may not be commensurate to the need of the passenger or his/her family. Flight accident insurance can help bridge that gap.

Flight insurance typically covers the plan holder when boarding, traveling on, or boarding the flight, for the duration of a trip. For example, if the plan holder visits the United States for a month, all commercial flights taken to and from the United States, as well as any interim flights, are covered.

Most flight accident insurance plans also feature benefits for accidental death and dismemberment, baggage delay, and travel assistance. While medical expenses are typically either not included or minimal, medical evacuation and repatriation of benefits are included.

When a person purchases a travel insurance plan, it is best to purchase flight accident insurance as well. If flight cancellation insurance is not included with the travel insurance plan, it is best to purchase that with flight accident insurance, as it will help the traveler be completely covered through the duration of the trip.

• 20
  Jan
  2012

• Crazy Weather? Sanity Lies in Flight Cancellation Insurance

  
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Global warming is changing weather patterns all over the world. Summers are getting hotter and winters colder. Scientists are unable to agree on where this will lead, but reports of unseasonal hurricanes and storms around the world are causing concern among people. For those of us who have to deal with the vagaries of weather on a daily basis, the fallout is that flight cancellation insurance is nearly a necessity.

Flight cancellation insurance protects a person against any losses the plan holder might incur because of his/her not being able to fly as planned. This can be because of a situation on the plan holder’s end, such as the loss or grave illness of a close family member or traveling partner, or because of an external situation, such as the cancellation of the flight because of weather, or financial insolvency of the airline.

While winter is traditionally when people opt for flight cancellation insurance, keeping in mind snowstorms and possible cancellations, it is prudent to purchase flight cancellation insurance for any travel that has some non-refundable portion.

With last-minute fares and internet booking, this can be a substantial cost, especially for international flights. Even if the airline reimburses you for the next available flight, in case of weather-related cancellations, the difference in the price of the ticket, if any, and any accommodation costs will be taken care of by the flight cancellation insurance plan.

• 13
  Jan
  2012

• Flight Life Insurance Might Help Conquer Pteromerhanophobia

  
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Many people suffer from a mild version of pteromerhanophobia, without even knowing it! That fancy name is the medical term for the fear of flying, which is often dismissed as an illogical fear. While statistics may indicate that people have nothing to fear from flights, flight accidents are a reality, even if remote. Flight life insurance can provide that extra protection that your family may need in case the unthinkable does happen.

Flight life insurance plans cover life, and loss of limbs. Some plans such as the Travelex Flight Insure Plus also provide a few other benefits such as medical evacuation and repatriation of remains. Some other plans like the Flight Guard plan from Travel Guard provide no medical benefits.

While it is true that most commercial airlines do have insurance built in, the amount may not be sufficient to cover your family to maintain their lifestyle. Also, that amount may be a while in the coming, and your family needs immediate protection. Your regular life insurance plan may come in handy; however, some life insurance plans do not cover flight accidents, especially if they happen outside the country.

Some travel insurance plans include flight insurance. Check with your travel insurance company, and if not, flight accident insurance can provide that extra layer of protection for your family when you are traveling overseas.

• 06
  Jan
  2012

• Warm Up with Flight Cancellation Insurance this Winter

  
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Winter is the season of snow storms and flight cancellations, and the savvy traveler will ensure that he does not bear the brunt of weather vagaries. Flight cancellation insurance can help the traveler cover any expenses related to flights being canceled.

Flight cancellation insurance plans cover more than flight cancellations. They also cover the return fare to the home country in case the trip is interrupted due to a covered reason. The plans usually also cover emergency medical evacuation, lost baggage, and delayed baggage.

Some plans also provide concierge and other travel-related services including assistance with lost passports. Children who are under 18 years of age are usually automatically covered if they are traveling with a covered adult. Flight cancellation is particularly useful for trips where there is a large component that is non-refundable.

Usually, flight cancellation insurance covers cancellations due to reasons such as the sudden illness or death of the plan holder’s close family member or traveling companion, flight delays or cancellation, and loss of job. Flight cancellation insurance can easily be purchased online within a few minutes.